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Auto Insurance
Compare top carriers side by side in a few minutes, with every coverage level explained in plain language. No sales calls, and a licensed agent reviews your policy before it's issued.
Now available in New Jersey · Hablamos Español · Falamos Português
What car insurance covers
These coverages make up most car insurance policies. Here's what each one does when something goes wrong.
Liability
If you cause an accident, this pays for the other person's injuries and repairs, up to your limit.
Collision and comprehensive
Collision pays to fix your own car after a crash. Comprehensive covers what isn't a crash: theft, weather, fire or hitting a deer. If you finance or lease, your lender will usually require both.
Uninsured motorist
If the driver who hits you has no insurance, or not enough, this covers you in their place.
Personal injury protection
Pays medical bills for you and your passengers after an accident, no matter who caused it. Required in some states.
These are general descriptions. Your policy sets exactly what's covered.
Understanding your coverage levels
Your coverage level is the most your policy will pay if you cause an accident. Costs above that can come out of your own pocket, which is why the cheapest option isn't always the right one. We won't push you toward a level. We'll show you what each one does, and you choose.
Coverage levels
Basic
Your state's legal minimum. The lowest price and the least protection.
Fair
A step above the minimum, with more room if an accident is serious.
Good
Mid-range limits that give more protection for your income and savings.
Great
High limits, with more protection for a home, savings or other assets.
Excellent
The highest limits we offer.
Your situation
You need proof of insurance before you can drive it home. Get your quotes on your phone at the dealership, and your ID cards are in the app within 5 minutes of your policy being issued.
Connect your current insurer and we fill in your cars and drivers for you to confirm. Keep your old policy until the new one starts, so you're never without coverage.
We work with carriers that insure a wide range of drivers, so a mark on your record doesn't rule you out.
Why PolicyPocket for auto
Most agencies go quiet after the sale. We don't. We keep watching so you don't have to.
01
Carriers often need things like proof of prior insurance within weeks of starting a policy. Miss it and you can get cancelled. We track those deadlines and walk you through them.
02
Most car insurance renews every six months, and the price can change each time. When yours comes up, we check it against our other carriers and show you if there's a better price for the same coverage.
03
Bought a new car or adding a driver? Ask in the app and a licensed agent updates your policy. Your ID cards are always on your phone when you need them.
FAQ
Yes. Quotes are free and there's no obligation to buy. Your final price is confirmed once the carrier checks your driving and claims history.
Very little. Connect your current insurer and we fill in your cars and drivers for you to confirm. If you don't have one, your driver's license and vehicle details are enough.
Quotes come back in about a minute, and you can be covered in as little as 15 minutes. Your ID cards are in the app within 5 minutes of your policy being issued. Licensed agents are on from 8 AM to 8 PM Eastern, Monday to Saturday. If you finish outside those hours, we complete your policy the next business day.
Yes. Get your quotes on your phone while you're there. Once your policy is issued, your ID cards are in the app within 5 minutes, so you have proof of insurance before you drive away.
Yes. Andy answers in English, Español or Português and explains your quotes and coverage in the language you choose.
Not yet. Right now we cover cars, trucks and SUVs.
It's free, it takes a few minutes, and you won't get a single sales call.
Quotes are estimates and subject to carrier underwriting.
