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Renters insurance
Compare top carriers side by side in a few minutes, with your coverage explained in plain language. No sales calls, and a licensed agent reviews your policy before it's issued.
Now available in New Jersey · Hablamos Español · Falamos Português
Own your place? See Home insurance and Condo insurance.
What renters insurance covers
Your landlord's insurance covers the building. It doesn't cover anything of yours. Here's what a renters policy does.
Your belongings
Covers furniture, clothes, electronics and other belongings if they're stolen or damaged by things such as fire or a burst pipe.
Liability
How your coverage is set
Renters insurance is built around what it would cost to replace your belongings, and most people own more than they realize once they add it up. You choose the amount, and Andy explains what each option means so you aren't guessing.
Your situation
Many leases ask for proof of renters insurance. Once your policy is issued, just ask and we send it to your landlord directly.
Get your quotes now and choose the date your coverage starts, so you're covered from the day you get your keys.
Quote both in the same chat. When your renters and car insurance are with the same carrier, many carriers lower the price on both.
Why PolicyPocket for renters
Buying the policy is the easy part. Here's what we handle afterward.
01
When your landlord or building manager needs proof of insurance, ask us and we send it to them directly.
02
Changing apartments? Tell us in the app and a licensed agent updates your policy for the new address.
03
Renters insurance renews once a year. When yours comes up, we check it against our other carriers and show you if there's a better price for the same coverage.
FAQ
Yes. Quotes are free, and there's no obligation to buy.
Your landlord's policy covers the building. Your belongings, and any damage or injury you're responsible for, are only covered by a policy of your own.
Usually not. Each roommate generally needs their own policy unless you're both named on the same one.
Yes. Once your policy is issued, we send proof to your landlord on request.
Yes. We can list your landlord as an interested party, so they're notified if the policy changes or ends.
Yes. We can quote both together, and many carriers lower the price when both policies are with them.
No. Flood damage needs a separate policy.
It's free, it takes a few minutes, and you won't get a single sales call.
Quotes are estimates and subject to carrier underwriting.
If someone is hurt in your home, or you accidentally cause damage to someone else's property, such as water leaking into the unit below, this pays their costs up to your limit.
Living expenses
If your place can't be lived in while it's repaired, this pays for somewhere to stay and the extra costs that come with it.
Guests' medical bills
Pays smaller medical bills if a guest is hurt in your home, whoever was at fault.
These are general descriptions. Your policy sets exactly what's covered. Flood and earthquake damage are not part of a standard renters policy.
